Let’s take a quick look at how the ‘ol wallet finished up the last month of summer.
|Restaurants||64||two $5 lunches @work, four dinners w/friends|
|Cable||75||Phone, ISP, Cable|
|Clothes||44||Three new shirts and some breech-cloths|
|Other||106||Home Improvement – indoor painting projects, fall reseeding. Also paid a guy $30 for lawn mowing one weekend.|
|Vitamin A(lcohol)||11||Single bottle of wine|
|Other Transportation||11||Couple of trips on the T|
- Drove less than normal, restaurant expenses were down because I remembered to bring lunch most days, and nothing unexpected came up.
- Annual charitable contribution.
- Listened to Charlie Hunter perform in Cambridge for entertainment, and bought a CD during the intermission. Best way to support an artist you like: Buy merch directly from them.
Net Worth Update
|Taxable Mutual Funds||277K|
|Taxable Cash (CDs)||40K|
It’s a drop of almost 10K this month, because the markets are correcting just a bit — a good thing IMO.
Numbers crunched 09.28.2014
Sticky notes on expense tracking
- The expenses listed represent half of our total household expenses. I’m 50% of a DINK couple. The same is true for net worth. I only list my personal stash — my wife has her own and I’m not tracking it on this blog. Yeah, we’re completely spoiled.
- You’ll notice that there is no mention of car insurance here. I pay my premium annually in June. There’s a 10% discount for paying 12 months in advance, which is a pretty good return on investment.
- Similarly, there’s also no mention of home insurance. We pay the yearly premium annually in full every March.
- There are menus at the top of the blog (Finances->2014->Month) if you are interested in additional reports.
- I’ve also logged an account of my financial history